If you have Original Medicare, every three months you will receive a Medicare Summary Notice (MSN) in the mail. If you are one of many who finds forms difficult to figure out, be encouraged. Medicare redesigned it a few years back to make it more user-friendly.
You should not ignore the MSN, even if it takes some effort to decipher. It lists the services and supplies you have received, along with what Medicare paid and what you still owe. It’s not a bill; it’s a statement to keep you updated on your Medicare status.
The New Design of Your Medicare Summary Notice Has Been Improved in a Number of Ways:
- The type has been enlarged to make it easier on seniors’ eyes.
- Terms used in the form are more clearly defined.
- The medical procedures you needed are described more clearly.
- Your specific providers are listed along with your claim.
- There is a statement of your current deductible status.
Avoiding Medicare Fraud by Monitoring Your Medicare Summary Notice:
It is very important for you to look over your MSN carefully. Medicare fraud is a major problem, and you want to be sure that neither you nor Medicare, through billing mistakes or fraudulent charges, are paying more than you are supposed to. Here are some things you should check:
- Compare your MSN with your old receipts and bills, to be sure that you received all the services and supplies listed.
- Check the amount you paid, and be sure it matches the MSN.
- If you have another insurance program, find out if it can cover anything that Medicare didn’t.
- If for some reason Medicare didn’t approve a particular service or item, check with your health provider to see if they submitted the correct papers; if you still think Medicare should have paid, you can file an appeal.
To sum up, seniors, don’t ignore your Medicare Summary Notice when it comes. It’s not difficult to figure out, and contains information which is important to you.