Medicare Supplement Insurance Connecticut

Can I get a Medigap Plan F or has it Gone Away?

As of January 1, 2020 the highly prized Plan F will be a thing of the past. It's being phased out as a cost-saving measure by the government. However, if you get a Plan F in Connecticut now you can keep it. There are many opinions about how eliminating Plan F will save money. The general consensus is that seniors will go to the doctor less often if they have to pay out-of-pocket.

Join a Connecticut Medicare Part D Plan for Rx Coverage

Supplements don't and can't cover your prescriptions. This is a change from years past. By law, supplemental insurance must cover what Original Medicare covers, and nothing more. The only exception is foreign travel coverage.

Here's the complete list of Medicare Prescription Drug Plans available in Connecticut.

Connecticut has Standardized Medicare Supplements

Connecticut insurance carriers are required to follow both state and federal laws regulating Medicare Supplements. Plans are standardized and must provide the exact coverage mandated. The only variance is the premium and how the premium is calculated.

Each lettered plan offers the basic coverage of Plan A. Plans B through N offer different levels of gap coverage, including some with annual out-of-pocket limits. This gives people significant range of choice based on the amount of insurance needed.

Carriers are free to market the the policies they want, with these simple limitations:

1. Carriers are not required to offer every plan
2. Plan A is mandatory
3. Plan C or F must be offered

To learn more, visit the Connecticut Department of Insurance website at http://www.ct.gov/cid.

Got Dental?

Just a friendly remainder that Medicare does not cover routine dental care. We have a complete catalog of Connecticut dental insurance for seniors.