Medicare Supplement Insurance District of Columbia

Can I get a Medigap Plan F or has it Gone Away?

In 2020 you will no longer be able to purchase a Medicare Supplement Plan F in District of Columbia. However, if you get a Plan F policy in District of Columbia now you will be able to keep it. These highly valuable supplemental plans are being phased out as a cost cutting measure for the government. The theory is that seniors will stop seeing their doctor if they have to pay out-of-pocket.

Join a District of Columbia Medicare Part D Plan for Rx Coverage

A supplement does not pay for your prescriptions. By law, supplemental insurance must cover Original Medicare covers, and nothing more. Foreign travel coverage is the only exception. To get help with your prescriptions, you'll need to join a District of Columbia Medicare Part D plan.

District of Columbia Medicare Supplements are Regulated by Law

District of Columbia insurance carriers are required to follow both state and federal laws regulating Medicare Supplements. Plans are standardized and must provide the exact coverage mandated. The only variance is the premium and how the premium is calculated.

Each lettered plan offers the basic coverage of Plan A. Plans B through N offer different levels of gap coverage, including some with annual out-of-pocket limits. This gives people significant range of choice based on the amount of insurance needed.

Carriers are free to market the the policies they want, with these simple limitations:

1. Carriers are not required to offer every plan
2. Plan A is mandatory
3. Plan C or F must be offered

To learn more you can visit your state's Department of Insurance website at http://www.disb.dc.gov/.

Got Dental?

Just a friendly remainder that Medicare does not cover routine dental care. We have a complete catalog of District of Columbia dental insurance for seniors.