Medicare Supplement Insurance District of Columbia

Can I get a Medigap Plan F or has it Gone Away?

As of January 1, 2020 the highly prized Plan F will be a thing of the past. It's being phased out as a cost-saving measure by the government. However, if you get a Plan F in District of Columbia now you can keep it. There are many opinions about how eliminating Plan F will save money. The general consensus is that seniors will go to the doctor less often if they have to pay out-of-pocket.

Medicare Supplements Work with Medicare Part D

A supplement does not pay for your prescriptions. By law, supplemental insurance must cover Original Medicare covers, and nothing more. Foreign travel coverage is the only exception. To get help with your prescriptions, you'll need to join a District of Columbia Medicare Part D plan.

District of Columbia Medicare Supplement Plans are Standardized

The District of Columbia Department of Insurance and the federal government passed laws that require insurance carriers to standardize Medicare Supplement insurance. Plans must be identified as Medicare Supplement Insurance and plans must follow the state's standardized naming convention. Each standardized plan offers the same benefits. Only the monthly premiums, and how the premiums are calculated, may vary.

All Medicare Supplements sold in District of Columbia provide the same general benefits, however, some provide more gap coverage. This lets you to select the plan with the amount of insurance you want.

Each carrier markets the policies it deems best. Insurers:

• Are not required to offer every plan
• Must offer Plan A
• Must also offer Plan C or Plan F

To learn more you can visit your state's Department of Insurance website at http://www.disb.dc.gov/.

Got Dental?

Just a friendly remainder that Medicare does not cover routine dental care. We have a complete catalog of District of Columbia dental insurance for seniors.