Medicare Plan F is Going Away in 2020
In 2020 you will no longer be able to purchase a Medicare Supplement Plan F in Maryland. However, if you get a Plan F policy in Maryland now you will be able to keep it. These highly valuable supplemental plans are being phased out as a cost cutting measure for the government. The theory is that seniors will stop seeing their doctor if they have to pay out-of-pocket.
Join a Maryland Medicare Part D Plan for Rx Coverage
Supplements don't and can't cover your prescriptions. This is a change from years past. By law, supplemental insurance must cover what Original Medicare covers, and nothing more. The only exception is foreign travel coverage.
Here's the complete list of Medicare Prescription Drug Plans available in Maryland.
Maryland has Standardized Medicare Supplements
By law, all Medicare Supplements sold in the state of Maryland are standardized. This means that every policy must be clearly identified as Medicare Supplement Insurance and it must offer the exact coverage allowed. This allows all plans to compete on price (premium).
All Medicare Supplements sold in Maryland provide the same general benefits, however, some provide more gap coverage. This lets you to select the plan with the amount of insurance you want.
Each carrier markets the policies it deems best. Insurers:
- Are not required to offer every plan
- Must offer Plan A
- Must also offer Plan C or Plan F
To learn more, visit the Maryland Department of Insurance website at http://www.mdinsurance.state.md.us/.
Just a friendly remainder that Medicare does not cover routine dental care. We have a complete catalog of Maryland dental insurance for seniors.
Looking for Assistance?
There are numerous insurance counseling resources available to Medicare beneficiaries. One of the best in Maryland is the State Health Insurance Assistance Program (SHIP). They offer free, one-on-one counseling and assistance. You can contact them by telephone or by visiting their website:
- 1-800-243-3425 (in state only); (844) 627-5465 (out of state)
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