Is Medicare Supplement Plan F Going Away in Mississippi?
The highly prized Medigap Plan F is about to be a thing of the past. The government is forcing it out as a way to cut costs. The good news is that you can keep it if you have it. Will it actually cut Medicare cost in Mississippi? It's anyone's guess, but the theory is that seniors will use their doctor less often if they have to pay out-of-pocket.
Supplemental Plans Work with Medicare Part D
Supplements don't and can't cover your prescriptions. This is a change from years past. By law, supplemental insurance must cover what Original Medicare covers, and nothing more. The only exception is foreign travel coverage.
Here's the complete list of Medicare Prescription Drug Plans available in Mississippi.
Mississippi has Standardized Medicare Supplements
Mississippi insurance carriers are required to follow both state and federal laws regulating Medicare Supplements. Plans are standardized and must provide the exact coverage mandated. The only variance is the premium and how the premium is calculated.
All Medicare Supplements sold in Mississippi provide the same general benefits, however, some provide more gap coverage. This lets you to select the plan with the amount of insurance you want.
Each carrier markets the policies it deems best. Insurers:
- Are not required to offer every plan
- Must offer Plan A
- Must also offer Plan C or Plan F
To learn more, visit the Mississippi Department of Insurance website at http://www.mid.ms.gov/.
Just a friendly remainder that Medicare does not cover routine dental care. We have a complete catalog of Mississippi dental insurance for seniors.
Looking for Assistance?
There are numerous insurance counseling resources available to Medicare beneficiaries. One of the best in Mississippi is the State Health Insurance Assistance Program (SHIP). They offer free, one-on-one counseling and assistance. You can contact them by telephone or by visiting their website:
The content on this page was last reviewed and updated on .