Medicare Supplement Insurance Ohio

Can I get a Medigap Plan F or has it Gone Away?

In 2020 you will no longer be able to purchase a Medicare Supplement Plan F in Ohio. However, if you get a Plan F policy in Ohio now you will be able to keep it. These highly valuable supplemental plans are being phased out as a cost cutting measure for the government. The theory is that seniors will stop seeing their doctor if they have to pay out-of-pocket.

AM BEST

Medigap Carrier

Plan A

Plan F

MassMutual Medicare Supplements

$104.01

$126.53

AARP Medicare Supplements

$69.09

$134.29

Globe Life Medicare Supplements

$84.00

$148.50

United World Medicare Supplements

$84.29

$133.53

Transamerica Medicare Supplements

$88.19

$138.55

United Commercial Travelers Medicare Supplements

$90.95

$121.68

Aetna Medicare Supplements

$91.80

$124.62

United American Medicare Supplements

$103.00

$210.00

Americo Life Medicare Supplements

$109.70

$119.69

USAA Life Medicare Supplements

$114.24

$134.98

Thrivent Medicare Supplements

$123.46

$164.32

Reserve National Medicare Supplements

$155.40

$163.45

Medical Mutual Medicare Supplements

$82.95

$144.50

Humana Medicare Supplements

$85.21

$142.31

American National Medicare Supplements

$92.91

$128.06

ManhattanLife Medicare Supplements

$98.67

$138.08

Renaissance Life Medicare Supplements

$99.43

$126.67

Pan-American Life Medicare Supplements

$100.42

$127.93

State Farm Medicare Supplements

$102.93

$156.74

Liberty Bankers Life Medicare Supplements

$103.90

$127.96

Cigna Medicare Supplements

$104.38

$129.17

Unified Life Medicare Supplements

$105.19

$131.90

Everest Medicare Supplements

$107.02

$132.10

Paramount Health Care Medicare Supplements

$108.00

$144.00

National Guardian Life Medicare Supplements

$112.26

$136.08

Medico Medicare Supplements

$113.13

$151.39

The Health Plan Medicare Supplements

$113.91

$154.21

Central States Medicare Supplements

$114.25

$160.83

Combined Insurance Medicare Supplements

$119.49

$137.71

American Republic Medicare Supplements

$120.28

$155.05

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Join a Ohio Medicare Part D Plan for Rx Coverage

In years past supplemental plans were allowed to offer prescription coverage. Not anymore. Today, supplements must be in lock-step with Original Medicare. If Medicare doesn't cover it, then supplemental insurance can't cover the gap. That means the only way to get help with prescriptions is through a Ohio Medicare Part D plan.

Ohio Medicare Supplement Plans are Standardized

The Ohio Department of Insurance and the federal government passed laws that require insurance carriers to standardize Medicare Supplement insurance. Plans must be identified as Medicare Supplement Insurance and plans must follow the state's standardized naming convention. Each standardized plan offers the same benefits. Only the monthly premiums, and how the premiums are calculated, may vary.

Each lettered plan offers the basic coverage of Plan A. Plans B through N offer different levels of gap coverage, including some with annual out-of-pocket limits. This gives people significant range of choice based on the amount of insurance needed.

Carriers are free to market the the policies they want, with these simple limitations:

Carriers are not required to offer every plan
Plan A is mandatory
Plan C or F must be offered

To learn more you can visit your state's Department of Insurance website at http://www.insurance.ohio.gov/.

Got Dental?

Just a friendly remainder that Medicare does not cover routine dental care. We have a complete catalog of Ohio dental insurance for seniors.

Looking for Assistance?

There are numerous insurance counseling resources available to Medicare beneficiaries. One of the best in Ohio is the State Health Insurance Assistance Program (SHIP). They offer free, one-on-one counseling and assistance. You can contact them by telephone or by visiting their website:

1-800-686-1578; TTY: 1-614-644-3745
http://www.insurance.ohio.gov/

The content on this page was last updated on August 13, 2018.