Medicare Plan F is Going Away in 2020
The highly prized Medigap Plan F is about to be a thing of the past. The government is forcing it out as a way to cut costs. The good news is that you can keep it if you have it. Will it actually cut Medicare cost in Wyoming? It's anyone's guess, but the theory is that seniors will use their doctor less often if they have to pay out-of-pocket.
in Wyoming Medicare Supplements Do Not Cover Prescriptions
A supplement does not pay for your prescriptions. By law, supplemental insurance must cover Original Medicare covers, and nothing more. Foreign travel coverage is the only exception. To get help with your prescriptions, you'll need to join a Wyoming Medicare Part D plan.
Wyoming has Standardized Medicare Supplements
The Wyoming Department of Insurance and the federal government passed laws that require insurance carriers to standardize Medicare Supplement insurance. Plans must be identified as Medicare Supplement Insurance and plans must follow the state's standardized naming convention. Each standardized plan offers the same benefits. Only the monthly premiums, and how the premiums are calculated, may vary.
All Medicare Supplements sold in Wyoming provide the same general benefits, however, some provide more gap coverage. This lets you to select the plan with the amount of insurance you want.
Each carrier markets the policies it deems best. Insurers:
- Are not required to offer every plan
- Must offer Plan A
- Must also offer Plan C or Plan F
To learn more, visit the Wyoming Department of Insurance website at http://doi.wyo.gov/.
Just a friendly remainder that Medicare does not cover routine dental care. We have a complete catalog of Wyoming dental insurance for seniors.
Looking for Assistance?
There are numerous insurance counseling resources available to Medicare beneficiaries. One of the best in Wyoming is the State Health Insurance Assistance Program (SHIP). They offer free, one-on-one counseling and assistance. You can contact them by telephone or by visiting their website:
- 1-800-856-4398; (307) 777-2448
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