First of all, congratulations on deciding to go out and make it on your own. The rewards and excitement of making it on your own and being self employed can not be found anywhere else. Now, when looking for insurance for the self employed for a person like yourself, it’s important to remember that generally you’ll find better rates if you deal directly with the insuring company when seeking self employed insurance. There are many confusing options available but the good news is that there are quite a number of affordable health-insurance programs out there, and navigating the maze of available policies is easier than ever with the help of the Internet. The internet now allows individuals the chance to plug in a few personal details and obtain information on insurance for the self employed.
Some questions to consider when choosing your coverage are the following:
1) Is it important that you keep your current Doctor?
2) Is it important that you have access to alternative care such acupuncture or massage therapy?
3) How high a deductible are you comfortable with?
Insurance for the Self Employed tailored to your needs.
Most people looking for insurance for the self employed are seeking modest insurance coverage, but they also want some of the basic essentials such as regular Doctor visits and prescription coverage. Keep in mind that your premium costs will vary depending on how high your deductible is and what kind of coverage you have. Generally the higher the deductible, the lower your monthly premiums.
When choosing your coverage try to match low prices with quality coverage. Don’t let the lure of having no insurance coverage persuade you that health insurance, even if you’re seeking insurance for the self employed, is not something you need. That simply isn’t the case. The cost of a major hospital visit can vastly exceed any premiums you may not have paid over the past several years.
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